Showroom Interest Free Credit
You don't have to wait to buy that special something. With Interest Free Credit from Goldsmiths, you can buy your jewellery today and spread the cost over nine monthly payments*. And it won't cost you a penny more.
* Interest Free Credit is also available over 6, 9, 12, 18, 24, 36 and 48 months depending on the value of your purchase.
Please note: IFC is not available on every item in our range, please ask in one of our showrooms for more details.
Nine easy payments
Whether your purchase is a gift or a personal treat, Interest Free Credit from Goldsmiths can be arranged to give you convenient monthly payments.
Our standard term is nine months, but depending on the purchase price of your goods we can offer a repayment period of 6, 9, 12, 18, 24, and 36 months all at 0% APR Representative to suit your needs.
Representative Example (based on 9 months Interest Free Credit)
|Cash price ||£500|
|Less deposit (minimum 10%) ||£50|
|Amount of credit ||£450|
|Payable by nine monthly installments of ||£50|
|Total amount payable ||£500|
|Typical APR 0% || -|
Applying for Interest Free Credit in any of our showrooms is simple, providing:
- You have a cheque guarantee or major credit card.
- Proof of your address (in the form of a driving licence and utility bill).
- You or your partner work a minimum of 16 hours per week in paid employment, in which case we require your employers full details.
- Are self-employed, retired or in receipt of invalidity/disability allowance.
- You are 18 years of age or over.
On completion of an application form and direct debit mandate, a credit rating will be carried out. If your application is successful an Interest Free Credit account will be opened for you and you’ll be asked to pay a deposit. The process usually takes only a short while and our fully trained team will be able to guide you through the process.
Written quotations are available on request. Interest Free Credit is available to UK residents aged 18 and over subject to status and is available on full priced merchandise only. Not available in conjunction with any other promotional offer.