Store Interest Free Credit


Spread the Cost

You don't have to wait to buy that special something. With Interest Free Credit from Goldsmiths, you can buy your jewellery today and spread the cost over nine monthly payments*. And it won't cost you a penny more.

Because if you're buying beautiful jewellery, we think you deserve the finest service.

* IFC is also available over six, nine, twelve, eighteen, twenty-four and thirty-six months, depending on the value of your purchase.

Nine Easy Payments

Whether your purchase is a gift or a personal treat, Interest Free Credit from Goldsmiths can be arranged to give you convenient monthly payments.

Our standard term is nine months, but depending on the purchase price of your goods we can offer a repayment period of six, nine, twelve, eighteen, twenty-four months and thirty-six months all at 0% APR typical to suit your needs.

Typical Example (based on 9 months Interest Free Credit)

Cash Price
£500
Less deposit (minimum 10%)
£50
Amount of credit
£450
Payable by 9 monthly instalments of
£50
Total amount payable
£500
Typical APR 0%
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Easy to Arrange

Although only available in store, once you have decided on your purchase, Interest Free Credit is very simple to apply for, providing:

- You have a cheque guarantee or major credit card.
- Proof of your Address (in the form of a Driving Licence & Utility Bill).
- ou or your partner work a minimum of 16 hours per week in paid employment, in which case we require your employers full details.
- Are self-employed, retired or in receipt of invalidity/disability allowance.
- You are 18 years of age or over.

On completion of an application form and direct debit mandate, a credit rating will be carried out. If your application is successful an IFC account will be opened for you and you’ll be asked to pay a deposit. The process usually takes only a short while and our fully trained staff will be able to guide you through the process.

Written quotations are available on request. IFC is available to UK residents aged 18 and over subject to status and is available on full priced merchandise only. Not available in conjunction with any other promotional offer.